1. Just because you don't have a local number on your Tracfone doesn't mean you have to pay long distance to call from your Tracfone to other phones that are local...long distance on all Tracfones is free!
2. Just because you're roaming doesn't mean you're getting charged extra for a call; all GSM phones, plus the LG 3280, are "SingleRate" which means both home and roaming calls cost one unit per minute.
3. If you want to get T-Mobile's selection of phones rather than Cingular's in a GSM area on Treacfone, substitute GSM5 for GSM4 in the URL of the Tracfone orders website.